Since LANDE’s services are exclusively dedicated to farmers, our financial products are set up to best serve this market segment, meaning we have adapted both our loan conditions and our investor policies to the agricultural business cycles, offering several types of loan repayment schedules for farmers to choose from based on their specific needs. These include:
Annuity - The total amounts of payments of the Principal amount of the Loan and the interest for the Loan use are equal in all months of the Loan repayment.
Bullet - The Loan is repaid by one payment on the last day of the Loan maturity term. The interest for the Loan use is paid each month in accordance with the Schedule.
Full bullet - The Loan and the interest for the Loan use for all the period of its use are repaid by one payment on the last day the Loan maturity term.
Balloon - The loan principal payment, loan interest and monitoring fee are paid according to the Annuity principle with an accelerated loan repayment term in one payment.