--- title: Inactive Account Maintenance Fee – How to Avoid It description: Learn about LANDE's inactivity fee, when it applies, and how to avoid charges by deactivating your account while keeping access to your investments. --- [Skip to content](https://help.lande.finance/en/inactive-account-maintenance-fee-how-to-avoid-itwhat-question-is-your-article-answering#main-content) English Show submenu for translations [Submit a request](https://help.lande.finance/en/kb-tickets/new?hsLang=en) [Customer portal](https://help.lande.finance/tickets-view?hsLang=en) ![LANDE-LOGO-2021-BLACK-BLUE.png\]](https://help.lande.finance/hs-fs/hubfs/LANDE-LOGO-2021-BLACK-BLUE.png?height=40&name=LANDE-LOGO-2021-BLACK-BLUE.png) Open main navigation Close main navigation - English Show submenu for translations - [Submit a request](https://help.lande.finance/en/kb-tickets/new) - [Customer portal](https://help.lande.finance/tickets-view) - [Go to LANDE](https://lande.finance/) [Go to LANDE](https://lande.finance/) Hello. How can we help you? - There are no suggestions because the search field is empty. 1. [Help Center](https://help.lande.finance/en?hsLang=en) 2. [Getting started](https://help.lande.finance/en/getting-started?hsLang=en) 3. [My Account](https://help.lande.finance/en/getting-started?hsLang=en#my-account) # Inactive Account Maintenance Fee – How to Avoid It ## Learn when LANDE's Inactive Account Maintenance Fee applies, how much it costs, and how to avoid it by deactivating your account while keeping access to your existing investments and repayments. ### What is the Inactive Account Maintenance Fee? As of **October 5, 2026**, LANDE has introduced an Inactive Account Maintenance Fee under its updated Terms and Conditions. An account is considered inactive if **no new investments have been successfully completed in either the Primary or Secondary Market for 12 consecutive months**. Please note that receiving loan repayments, interest payments, or withdrawing funds does not count as investment activity. ### How much is the inactivity fee? The fee is: - **€10 per month** during the first 12 months after the fee becomes applicable. - **€50 per month** from the 13th month onwards. **Important:** The fee is only deducted if your available account balance is sufficient to cover the full monthly amount. If your available balance is €0 or insufficient to cover the fee, **no fee will be deducted or accumulated**. Your account balance will never become negative due to inactivity fees. ### How can I avoid the inactivity fee? If you do not plan to make new investments, you can **deactivate your LANDE account**. To deactivate your account: 1. Log in to your LANDE account. 2. Navigate to **Profile → Settings**. 3. Scroll to the bottom of the page. 4. Click **"Deactivate account"** and confirm. ### What happens when I deactivate my account? Deactivating your account means: - **No inactivity fees will be charged**, even if repayments or recovered funds are credited to your account. - You will no longer be able to make new investments. - Your existing investments will remain active and unaffected. - You can continue monitoring your investments and receiving repayments. - You can withdraw available funds to your verified bank account at any time. ### Can I reactivate my account? Yes! If you decide to start investing again, simply contact **LANDE Support** and request account reactivation. ### Can I permanently close my account instead? Permanent account closure is only possible once **all outstanding investments, including defaulted loans, have been fully resolved**, and your available account balance is €0. If you still have active or defaulted investments, deactivating your account is the recommended option to avoid inactivity fees while waiting for repayments. For further assistance, please contact [**support@lande.finance**](mailto:support@lande.finance). - [Getting started](https://help.lande.finance/en/getting-started?hsLang=en#main-content) - [My Account](https://help.lande.finance/en/getting-started?hsLang=en#my-account) - [Adding funds](https://help.lande.finance/en/adding-funds?hsLang=en#main-content) - [Pay By Bank](https://help.lande.finance/en/adding-funds?hsLang=en#pay-by-bank) - [About loans](https://help.lande.finance/en/about-loans?hsLang=en) - [Debt Collection](https://help.lande.finance/en/debt-collection?hsLang=en) - [Auto-invest](https://help.lande.finance/en/auto-invest?hsLang=en) - [Primary Market](https://help.lande.finance/en/primary-market?hsLang=en) - [Secondary Market](https://help.lande.finance/en/secondary-market?hsLang=en) - [Withdrawals](https://help.lande.finance/en/withdrawals?hsLang=en) - [Other](https://help.lande.finance/en/other?hsLang=en) [![Chill listening crop-3](https://help.lande.finance/hs-fs/hubfs/LANDE-LOGO-2021-BLACK-BLUE.png?width=86&height=24&name=LANDE-LOGO-2021-BLACK-BLUE.png "Chill listening crop-3")](https://lande.finance) LANDE Help Center Copyright © 2026, LANDE